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Where to put $5,000 now

What would you do with a million bucks? That's easy. But what about five grand? With a handful of broad goals in mind, here are Money Magazine's picks.

Best watchdog:<br>A Scottish terrier
Goal: Protecting your family
Best watchdog:
A Scottish terrier
No, seriously.

Despite their small stature, Scottish terriers are excellent family guardians: The Scottie's bark makes it sound five times its size, and its territoriality works to your advantage.

You should be able to snatch a pup for between $1,000 and $2,500. What's left of your $5,000 should cover food and medicine for a couple of years.
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